51ÂÒÂ×

*Benefit deductions for faculty are taken over 18 pays, even if 24 pay option is chosen

Employee's choosing to enroll their spouse or domestic partner in a health insurance plan are charged an additional premium per pay if the spouse/partner is employed and not enrolled in his/her employer's health plan. If your spouse/partner is also employed by 51ÂÒÂ×, the additional premium will not apply.

*Does not apply to AFSCME 1699

Premium for Spouses/Partners Both Employed by 51ÂÒÂ×

There are over 400 employees at 51ÂÒÂ× who are married to or a domestic partner of another University employee. Health care premiums for University employees who are married to or are in a domestic partnership with another University employee will be based on the salary of highest paid spouse/partner.

These employees can enroll in health insurance at a level of their choosing: Employee; Employee+1; or Employee and family. If an employee chooses a level that includes their University employed spouse/partner, the premiums for the coverage level chosen will be set according to the salary of the highest paid employee.

AFSCME 1699 and 3200 members: consult your union contract for details regarding your benefit coverages.

The university’s payroll system no longer supports an arrears payment plan process. For missed premiums due to unpaid time off or lack of funds available in a pay, benefit premiums owed will be deducted in full starting with the next pay or first pay after the employee returns to work.  This practice will continue until the amount due is paid in full. Benefits impacted include any benefit where premiums are paid such as health insurance, vision insurance, dental insurance, life insurance, and etc.

(Please be advised that this process could result in a $0 pay in certain circumstances where large amounts of premiums are owed).

For AFSCME 1699 employees this process applies to seasonal layoff such as Winter Break and Summer Break. AFSCME 1699 employees wishing to establish a payment plan should contact the HR-Benefits Office. Payment plans are only available when multiple pays are missed, must be requested prior to the payroll deadline for a pay period, and will be handled outside the payroll process.

Standard Plan

Enhanced Plan

Basic Life Plan

The Basic Life Plan benefit of 2.5 times annual pay to a maximum of $50,000 is provided free of charge.

Supplemental Life Plan

Supplemental Life Insurance is available for purchase in $10,000 increments.  Premiums listed below are for each $10,000 unit purchased.

For example: a 34 year old employee paid bi-weekly purchasing $20,000 of insurance will pay $0.36 per pay ($0.18 x 2 units)

Dependent Life Plan

Premiums for Dependent Life are blended- this means you pay one flat premium regardless of the number of family members you cover.

Premiums are based on your age and your salary and are paid on an after-tax basis. The weekly benefit amount is paid up to a maximum of $2,400 per week. The weekly benefit for the premium calculation is also capped at $2,400.

Need help calculating your Short Term Disability Premium? Download the Short Term Disability Calculator [XLSX] Your rate will also be calculated within the Benefits Self Service system.

<< BACK to Benefits Open Enrollment 2025