Benefits Open Enrollment 2025
The 2025 Benefits Open Enrollment period will begin on the afternoon of April 15, 2025 and close on May 7, 2025.
Open Enrollment is the one time each year you can enroll or make changes in your health care benefits. Otherwise, changes may only be made if a qualifying family status change has occurred. This year's Benefits Open Enrollment period is April 15, 2025 through May 7, 2025. Any enrollment changes made during the enrollment period are effective July 1, 2025.
Benefits eligible faculty and staff will receive emails granting them access to the Benefits Open Enrollment system on the afternoon of Tuesday, April 15th. During Open Enrollment you can make changes to your medical, dental, vision, life and short term disability coverages and re-enroll/enroll in a Flexible Spending Account for the next plan year.
If you do not want to make any changes to your medical, dental, vision, life or disability insurance plans you do not need to take any action. However, if you want to participate in a Flexible Spending Account you must log in and make that election each year. We do recommend that you verify your life insurance beneficiaries.
Benefits Enrollment 2025
Annual Benefits Open Enrollment Period
This yearās Benefits Open Enrollment is currently scheduled for April 15, 2025, through May 7, 2025. Emails with further instructions will be sent in groups to all benefits eligible faculty and staff throughout the afternoon on Tuesday, April 15.
Any enrollment changes made during the enrollment period will be effective July 1, 2025.
2025-26 Benefits Changes
Faculty, Administrators, AFSCME 3200 and FOP Plans
PPO Premium Increases covered by the University
Although the cost of 51ĀŅĀ×ās healthcare premiums benefits is expected to once again increase in fiscal year 2026, as announced in October the University will cover all cost escalation and will not increase premiums for faculty and staff.
Dental Premiums Increase
Dental and Dental with Orthodontia premiums have increased slightly. Employee Only Dental increased $0.32 per month and $4.70 per month for family coverage. Dental with Orthodontia Employee Only increased $0.34 per month with an increase of $5.08 per month for family coverage.
Flexible Spending Accounts
Health care Flexible Spending Account Contribution and Carryover Amount Increases
The health care FSA contribution limit is $3,300 for 2025, up from $3,200 last year. The carryover amount for 2025 is $660, increasing from $640 in 2024.
P&A Group to Implement FSA Plans
Effective July 1, 2025 P&A Group will replace WageWorks/Health Equity as 51ĀŅĀ×ās Flexible Spending Account administrator. Visit Flexible Spending Accounts to be administered by P&A Group to learn more.
AFSCME 1699 Plan Changes
PPO Premiums
PPO premiums for AFSCME 1699 members will increase per the union negotiations.
Per Pay Premiums | 2024-25 Plan year | 2025-26 Plan Year |
---|---|---|
Employee Only | $83.75 | $85.29 |
Employee plus One | $167.51 | $170.57 |
Employee & Family | $250.00 | $255.86 |
Dental Premiums Increase
Dental and Dental with Orthodontia premiums have increased slightly. Dental and Dental with Orthodontia premiums have increased slightly. Employee Only Dental increased $0.32 per month and $4.70 per month for family coverage. Dental with Orthodontia Employee Only increased $0.34 per month with an increase of $5.08 per month for family coverage.
Increases to Deductible and Out-of-Pocket Maximums
Plan cost sharing including deductible and out-of-pocket maximums are increasing while co-pays and co-insurance are remaining at their current levels. The individual deductible will increase to $800 and the family deductible to $1,600 for in-network providers. Employees must pay this amount before the plan begins to pay for covered services. Some specific services, such as preventive care, do not apply to the deductible.
The Out-of-Pocket Maximum equals the total amount employees will pay for deductible and co-insurance during the plan year. The AFSCME 1699 individual Out-of-Pocket Maximum will increase to $3,500 while the family will go up to $7,000 for in-network providers.
Category | 2024-25 In-Network | 2024-25 Out-of-Network | 2025-26 In-Network | 2025-26 Out-of-Network |
---|---|---|---|---|
Individual Deductible | $700 | $1400 | $800 | $1600 |
Family Deductible | $1400 | $2800 | $1600 | $3200 |
Individual Out-of-Pocket Maximum | $3200 | $6500 | $3500 | $7000 |
Family Out-of-Pocket Maximum | $6500 | $13,000 | $7000 | $14,000 |
Flexible Spending Accounts
Health care Flexible Spending Account Contribution and Carryover Amount Increases
The health care FSA contribution limit is $3,300 for 2025, up from $3,200 last year. The carryover amount for 2025 is $660, increasing from $640 in 2024.
P&A Group to Implement FSA Plans
Effective July 1, 2025 P&A Group will replace WageWorks/Health Equity as 51ĀŅĀ×ās Flexible Spending Account administrator. Visit Flexible Spending Accounts to be administered by P&A Group to learn more.
How to Enroll
Be prepared before logging in:
- Have your OHIO ID and password available.
- If you havenāt already, set up your multi-factor authentication.
- If you do not currently use 51ĀŅĀ×'s email system, you will need to activate your account.
- If you have forgotten your password, please visit OIT's password reset page.
- If you do not have secret challenge questions set up, then you will need to present a photo ID to one of the approved locations.
Benefits open enrollment will be available online beginning on the afternoon of April 15th via My Personal Information (MPI) - Benefits Self Service:
- Login* to
- Choose My Personal Information
- Choose Benefits Self Service
*You must be enrolled in multi-factor authentication to access My Personal Information. Visit OIT's to learn more. Download the MPI: Benefits Self Service User Guide [PDF] for instructions on updating your benefits.
Accessing the system will allow you to:
- Review current coverages and make necessary changes
- Enroll or waive the following:
- the PPO medical plan which includes prescription drug coverage
- one of two vision plans
- the dental plan or dental with orthodontia plan
- flexible spending accounts
- Health Care account for eligible health care expenses for you and/or eligible dependents
- Dependent Child Care account, for eligible child care expenses for eligible dependents (can also be used for adult-day care expenses for eligible dependents)
- supplemental and/or dependent life insurance
- the short term disability plan
Open Enrollment Labs
If you need assistance enrolling please stop by one of our Open Enrollment Labs. You will need your OHIO ID and password in order to enroll.
Date | Time | Location |
---|---|---|
Friday, April 18, 2025 | 9am- 11am | Grosvenor West 111 |
Friday, April 25, 2025 | 1pm- 3pm | Grosvenor West 111 |
Tuesday, April 29, 2025 | 9am- 11am | Grosvenor West 111 |
Tuesday, May 6, 2025 | 1pm- 3pm | Grosvenor West 111 |
Note Regarding Dependents
Those who wish to add a dependent or beneficiary that is a current or former 51ĀŅĀ× employee or student OR someone who does not have a social security number should complete the Request for Benefits Office to add Dependent or Beneficiary [PDF] form. This completed form may be uploaded to the . Once processed, benefits will email confirmation and employees may access MPI: Benefits Self Service to enroll or update coverages.
Dependents who have no previous record may be added in MPI: Benefits Self Service.
Documentation Required
Those who add a dependent during open enrollment must submit proper documentation (Marriage Certificate, Birth Certificate, etc.)
Documents may be uploaded to the , sent via campus mail to Human Resources, ATTN: Benefits, Grosvenor West 103 or mailed via US mail to 51ĀŅĀ× Human Resources, ATTN: Benefits, Grosvenor West 103, 1 51ĀŅĀ×, Athens, OH 45701-2979
Please include the employee name and employee ID# on any documentation.
If you fail to provide required dependent verification documentation, the dependent will not be enrolled and you must wait the next open enrollment period to enroll your dependent.
Parking
The annual faculty/staff permit renewal opt-in/opt-out period is not processed through Benefits Open Enrollment.
The annual faculty/staff permit renewal opt-in/opt-out period for FY25 will take place Monday, June 9, 2025 through Monday, June 30, 2025. Transportation and Parking Services will email eligible employees in early June 2025 with further information regarding the renewal process and procedures for those electing to opt-in/out.
View additional information on faculty/staff parking or contact the Transportation and Parking Services Customer Care Center at 740.593.1917 (Monday-Friday 7:30 AM ā 4:30 PM).
Life Insurance
We ask that all benefits eligible employees update their life insurance beneficiary each year during the Open Enrollment period.
A beneficiary can be any individual(s). Please note: you may also name trusts, estates or other non-individuals but these, as well as individuals in which you do not have a social security number, will need to be documented on a paper beneficiary form.
You may increase your supplemental life coverage by $20,000 without completing the Evidence of Insurability (EOI) process. After you reach $200,000 in total coverage Evidence of Insurability (EOI) is required for any increase. Visit the Life Insurance page for further details.
Benefits Overview Meetings
Meetings reviewing 2025-26 Benefits will be held online using Microsoft Teams. Visit OIT's website for assistance accessing Teams on your desktop or mobile device. Registration is not required.
Meeting Date | Time | Meeting Link |
---|---|---|
Tuesday, April 15, 2025 | 11am- 12 pm | |
Friday, April 18, 2025 | 12pm- 1pm | |
Wednesday, April 23, 2025 | 3pm- 4pm | |
Friday, April 25, 2025 | 11am- 12pm | |
Tuesday, April 29, 2025 | 2pm- 3pm | |
Friday, May 2, 2025 | 3pm- 4pm | |
Tuesday, May 6, 2025 | 10am- 11am | |
Wednesday, May 7, 2025 | 3pm- 4pm |
Benefits Vendor Webinars
Open Enrollment is a great time to learn more about the supplemental benefits available to you. These informational webinars provide a brief overview and allow time for a question and answer session. Registration is not required. A recording of the session will be posted if available.
Vendor | Topic | Meeting Date | Time | Link |
---|---|---|---|---|
WellWorks | WellWorks Overview focusing on Healthy OHIO | Tuesday, April 15, 2025 | 12pm- 1pm | |
P&A Group | Flexible Spending Account Plan Overview | Wednesday, April 16, 2025 | 9am- 10am | |
College Advantage | Ohio's 529 Savings Plan | Wednesday, April 16, 2025 | 12pm- 1pm | |
VSP (Vision Service Plan) | Vision Plan Overview | Wednesday, April 16, 2025 | 3pm- 4pm | |
AllOne Health | Employee Assistance Plan Overview | Thursday, April 17, 2025 | 12pm- 1pm | |
OUCU Financial | Supplemental Retirement Accounts | Thursday, April 17, 2025 | 2pm- 3pm | |
Health Navigator | Overview of Health Navigator | Friday, April 18, 2025 | 2pm- 3pm | |
AllOne Health | Employee Assistance Plan Overview | Tuesday, April 22, 2025 | 12pm- 1pm | |
WellWorks | WellWorks Overview focusing on Healthy OHIO | Tuesday, April 22, 2025 | 2pm- 3pm | |
P&A Group | Flexible Spending Account Plan Overview | Wednesday, April 23, 2025 | 9am- 10am | |
Social Security Administration | Social Security and Retirement | Wednesday, April 23, 2025 | 12pm- 1pm | Click here to join |
Anthem BCBS | Plan Overview and Wellness Resources | Thursday, April 24, 2025 | 12pm- 1pm | |
CAPTRUST Financial Advisors | Financial Wellness and Retirement | Thursday, April 24, 2025 | 2pm- 3pm | Click here to join |
Social Security Administration | Social Security and Retirement | Wednesday, April 30, 2025 | 12pm- 1pm | Click here to join |
Health Navigator | Overview of Health Navigator | Wednesday, April 30, 2025 | 2pm- 3pm | |
P&A Group | Flexible Spending Account Plan Overview | Thursday, May 1, 2025 | 2pm- 3pm | |
Anthem Medicare | Medicare Overview | Wednesday, May 7, 2025 | 12pm- 1:30pm |
Questions
Please attend a Benefits Overview Meeting, a benefits staff member will be available to answer questions at the end of each session. You may also email benefits@ohio.edu if you need assistance.